FAFSA - Your Route To Financial Aid
The Free Application for Federal Student Aid or otherwise known as FAFSA is acknowledged as a very important procedure for all college goers. It assists in ascertaining the suitability of the student to get any financial aid for their education. The form should be filed in before any financial assistance can be granted, such as loans, work study programs and grants.
Various types of information will be collected on the FAFSA. Personal informatidon such as social security number, date of birth, and contact information is required. Expect to answer questions about income, living arrangements, school enrollment, education level and the like.
These details will be based on your parents’ income, if you are below the age of 21. There is some exclusion to this point, for which it’s best if you clarify with a financial aid advisor or check on the website.
In order to fill the form, you would require details about your tax returns or that of your parents and bank account statements for accounts that accumulate interest.
Wherever necessary you may choose to make corrections. But it is much better if you are aware of all details and know the correct answers. To this end, ensure that all the details and related documents are ready for you to cross check. Most importantly, make it a point that you submit the application before the deadline, which can differ for your school from that of the Government. It is best to keep a check on this.
You may apply online or obtain a packet that must be mailed in. If you choose to apply online, you will first be prompted to create an account and a password. You will also be given a computer generated PIN. You can request the PIN be mailed or choose to view it online. At anytime during the application you may save the information and continue at a later date. After your application has been successfully submitted, you will receive a confirmation number and an e-mail.
The details submitted in the FAFSA form will assist in assessing your EFT or the Estimated Family Contribution. This number helps in assessing whether you have to make any contributions to the tuition costs. If the EFT is 0, this means that you do not have to pay any part of the tuition charges. On the other hand, if the EFT is more than 0, you would have to pay a portion of your tuition costs. Bear in mind that it is in your advantage to fill the FAFSA form, even if you are ineligible for the federal aid. The FAFSA application will help you in applying for and getting study loans, scholarships or even campus work-study.
Once the FAFSA results are declared, the school will contact the student if any further details are required to support the application, such as tax returns copy, W-2, or any other financial or personal details. This procedure is known as verification which is not done for all students. Once this procedure has finished, the student can be granted financial assistance.
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